No matter how careful a driver you are, the chances are that at some point in your years of driving you will unfortunately be involved in some sort of an accident. Whether it is a small dink to the rear of your car, damage by a passerby or another reason the one there are a few things you should know about getting it repaired.
In many cases your insurer, or that of the person at fault will cover the cost of repairs but you may have an excess you need to pay. Making a claim on your insurance may boost your monthly/annual premiums so this is something you should also be aware of before claiming. If you are at fault, the other driver(s) involved may be happy for you to pay for the repairs without involving the insurers but one thing you should always remember to do in either case is get their details.
Whether you choose to pay privately or go through an insurance company for repairs, you should be aware that you can find your own car repair shop to save money. Although the insurers will be happy to recommend, looking around for an estimate could save you money in the short and long term.
Paint-less dent repair:
Although the vehicle may look bad aesthetically, if the paint is still intact then you should be able to use paint-less dent repair. This is a way to avoid getting the vehicle resprayed after minor dents have been removed, which is a godsend to those with colors that are hard to get hold of and expensive. Paint-less dent repair is a great way to remove dents from the door, removing small creases and in some cases large dents too!
Used parts for repair:
Be aware that some facilities may opt to repair your vehicle with used parts or those that are not made by the manufacturer of your vehicle. The reason they do this is because it costs less, this could be an option for you too and is a good option if you have damaged another persons car in an accident too. What most people don’t realize is that even by insurers standards it is acceptable to repair with used parts due to the fact that once the vehicle is driven the parts are used anyway. The responsibility of the driver at fault is to only restore the vehicle to its original state.
If you choose this option be sure to check the parts used are not aftermarket parts which could be inferior and hazardous to safety. Most insurers will now state in the policy that parts must be replaced with those that meet regulations. You may find this abbreviated as LKQ which is short for like kind and quality.
Finding further damage after repair:
During or after repair damage that was not discovered before may be. In the event of this happening you should ring the insurer as soon as possible to ask whether or not they will cover for this too. An appraiser will be sent out to ensure the damage is as a result of the accident, if this is not deemed to be the case you will have to pay for the repair.

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